Aman Sharma Hi my name is Aman Sharma , I have 5+ years of experience in Insurance Sector Currently I am working at Okbima. Okbima, an IRDAI-approved insurance br...
To select the best health insurance plans, first assess your family's medical needs, including any pre-existing conditions or future health risks. Opt for a family floater plan, which covers all members under a single sum insured. Compare coverage for hospitalization, daycare procedures, and pre/post-hospitalization expenses. Ensure the plan offers cashless treatment at network hospitals near you. Review the waiting period for pre-existing conditions and any exclusions. Check the insurer's claim settlement ratio to ensure smooth claims processing, and balance affordability with adequate coverage for all family members. Lastly, read customer reviews for insights into service quality.
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